More Resources

Click each title below to learn more.

Home Building Process on Tribal Lands

Although every homebuilding experience is unique, this chart outlines four main phases leading up to home construction on tribal lands.

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Classification of Housing Types

There are many different types of housing. This informational sheet describes the types of housing that are commonly used and classifies them by construction methods.

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Construction Internship Program

Recognizing that one primary obstacle to Native homeownership in South Dakota is the lack of housing stock, the Coalition has hosted a series of round table discussions with Native contractors, focusing on what we can do to support contractors’ efforts to build more homes. Contractors have shared how the lack of an employment-ready workforce – qualified employees that they can rely on – hinders their efforts to develop residential housing stock.


To address this obstacle, the Coalition designed and implemented a new construction internship pilot program, which we launched in summer 2017. Through this pilot, building trades students from Oglala Lakota College worked directly with local contractors on the Pine Ridge and Cheyenne River reservations. The pilot was a huge success, and we encourage you to read the full report.

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Leasehold Process Flowcharts

As part of our efforts to assist potential homebuyers, the Coalition’s Physical Issues Committee identified the need to help homebuyers navigate the process to obtain a lease on trust land.  The Committee is working to develop a completed chart for each of the nine reservations in South Dakota.  Completed charts are available for download by clicking below.

Cheyenne River

Crow Creek


Lake Traverse

Lower Brule

Pine Ridge


Rural Voices: Meeting Native American Housing Needs

The November 2017 issue of the Housing Assistance Council’s Rural Voices magazine focuses on the progress being made in improving the housing conditions of Native Americans. Considerable challenges, including substandard conditions, overcrowding, insufficient funding, and persistent poverty, face Indian Country, but tribes and their housing organizations are equally persistent in working to overcome them.

Download the magazine.

Developing Homeownership Opportunities in Native Communities

This comprehensive checklist will help you decide if you are ready to start developing homeownership opportunities in your Native community. The checklist poses several questions for you to think about when developing or improving your homeownership program.

Download the checklist.

Lump Sum Educational Sheet

This information flyer can be used by members of the South Dakota Native Homeownership Coalition and other housing practitioners as a tool to encourage tribal members to make wise choices with lump sum payments. The sheet provides suggestions on how to utilize lump sum payments to build assets and has a fillable area where organizations can type in contact information for financial institutions in their area.

Download the educational sheet.

Federal Government Housing Support Programs Guide

The White House Council for Native American Affairs Economic Development and Infrastructure subgroup developed this guide for a wide audience, whether its individuals looking to build, buy, or renovate a home or tribal housing authorities searching for additional support for elder housing. The guide introduces almost every federal resource available to support housing opportunities in Indian Country. Tribes, tribal citizens, and organizations have utilized all of these resources to expand housing access and improve current housing stock.

View the guide.

BIA Contact Guide for Mortgage Lending

The BIA Contact Guide for Mortgage Lending, developed by the Bureau of Indian Affairs (BIA), was developed for the specific purpose of supporting and expediting the lending process in Indian Country. Lending officers taking applications from prospective borrowers can use this guide to ensure the appropriate office of the BIA is involved and the correct processing codes are included on all mortgage applications and in all phases of the process.

Download the guide.

Homeownership Process Flow Chart

Achieving homeownership for Native Americans can be a complex process. The South Dakota Native Homeownership Coalition has developed a flow chart that provides a general outline of the homeownership process that Native Americans would typically encounter.

Download the flow chart.

2014-2015 Native Homeownership Resource Directory

As part of our work to increase homebuyer readiness, the Coalition has developed a resource directory of available homeownership and other asset building service providers serving Native homeowners in South Dakota.  The purpose of this directory is to promote information sharing among Coalition members.  It provides information on the different service providers that are serving aspiring Native American homeowners.  It includes an overview of each individual organization, including contact information, a description of the organization, and the products and programming they provide.  It also includes “at-a-glance” information tables which reflect each of the homeownership service providers and the programming and products they provide, as well as information on lender partners.

Click here to download the resource directory.

Models and Resources Supporting Native Homeownership

The Models and Resources Supporting Native Homeownership was a training facilitated by the South Dakota Native Homeownership Coalition. It introduced participants to programs and funding sources that can support efforts to promote Native homeownership in South Dakota through discussion of two homeownership models: a “facilitation” model, and a “development/subdivision” model. The training also addressed homebuyer readiness and different ways to prepare families for homeownership.

Download the training binder.

A Guide to Mortgage Lending in Indian Country

This guide provides banks with an introduction to issues frequently encountered when making mortgage loans to Native Americans. It is intended to highlight the most important of these issues while also providing information about other resources available to bankers interested in learning more about lending in Indian Country.

Click here to view guide.

Exercising Sovereignty and Expanding Economic Opportunity Through Tribal Land Management: A Study Addressing the Range of Options to Expedite Land Title Processing on Indian Lands

This report seeks to take some important steps toward a future where safe, affordable, and decent housing is available to Native people in numbers sufficient to meet the housing needs that exist in Indian country today. This study provides first-of-its-kind analysis of a critical barrier to homeownership on Indian lands. It analyzes the success of tribes that have taken responsibility (in whole or in part) for administering the land title process on tribal lands. It also addresses the challenges those tribes have faced.

Click here to view guide.

Sovereignty and Nation–Building: The Development Challenge in Indian Country Today

The economic development situation in Indian country presents a puzzle. Most people think of Indian reservations as poor, and many of them are. The facts are sobering. Across Indian country, we find astonishingly high unemployment rates, average household incomes well below the poverty level, extensive dependency on welfare and other transfer payments, and high indices of ill health and other indicators of poverty. Without sovereignty and nation-building, economic development is likely to remain a frustratingly elusive dream.

Click here to view guide.


  • Alexie, Sherman
  • Arviso Alvord, L.
  • Brown, Dee
  • Carter, Forrest
  • Cohen Van Pelt, E.
  • Crow Dog, Mary
  • Deloria, Vine Jr.
  • Erdrich, Louise
  • Marmon Silko, Leslie
  • Momaday, Scott N.
  • Neihardt, John G.
  • Tiller, Veronica E. Velarde
  • Wilson, James


  • Black Elk Speaks: Being the Life Story of a Holy Man of the Oglaga Sioux, by John G. Neihardt
  • Bury My Heart at Wounded Knee, by Dee Brown
  • The Earth Shall Weep: A History of Native America, by James Wilson
  • The Education of Little Tree, by Forrest Carter
  • Lakota Woman, by Mary Crow Dog
  • The Scalpel and the Silver Bear: The First Navajo Woman Surgeon Combines Western Medicine and Traditional Healing, by L. Arviso Alvord and E. Cohen Van Pelt
  • Tiller’s Guide to Indian Country, by Veronica E. Velarde Tiller


  • Bury My Heart at Wounded Knee
  • Clearcut
  • Dance Me Outside
  • The Fast Runner
  • Pow Wow Highway
  • Smoke Signals
  • Skins
  • The Rabbit Fence
  • Turquoise Rose
  • Whale Rider